Risk Management for Individuals

Protecting What Matters Most in Life

As difficult as it is to think about, the unexpected can change everything

Life Insurance can help make sure your loved once have quality of life you want for them, even after you are gone. Some products also have features that can give you more financial flexibility during your lifetime.

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The Three Basic Types of Life Insurance

  • Permanent Life Insurance: Provides lifelong coverage as long as you pay the premiums
  • Term Insurance: Provided protection over a specific period
  • Cash value life insurance: Provides a source for extra income, college tuition or down payment for a home or supplemental retirement income

Disability Insurance

  • Disability Insurance: Paying for basic living expenses in the event of disability
  • Long Term Care Insurance

Balaji Rao

Financial Advisor

(949) 398-4251

16755 Von Karman Ave ste 200 Irvine, CA 92606


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